EziPay

Certegy Express LogoWhat is Certegy Ezi-Pay Express?

Certegy Ezi-Pay Express, Australia’s favourite retail payment plan is a “revolving credit account” that allows you to purchase goods or services today, by paying an initial deposit, with the remaining balance conveniently direct debited fortnightly. The application is simple with no invasive questions and fast approval times.
Best of all, there is No Interest Ever!

What are the set up fees and charges for an Certegy Ezi-Pay Express Plan?

When you make your initial purchase, Certegy will open a Continuous Credit Account for you. With this initial purchase, you will pay a once off establishment fee between $35 and $90 to set up your Account, which is payable over the term of the purchase plan. The Account will provide you access to online information about your purchase(s), credit schedule(s), available credit, access to our contact us enquiry page and other benefits. There is a monthly account keeping fee of $3.50 which will be direct debited while your account remains active.

Are there any other charges?

There is a $2.95 payment processing fee to process each repayment. Please remember that your payment plan has No Interest Ever! Please refer to the “Terms and Conditions” in store for further details.

Can I close my Account and are there any charges?

Once your purchase(s) have been paid in full and your Account balance is zero, you can cancel via written notice to Certegy Ezi-Pay using contact us or via your online Account. There are NO additional fees for closing your Account or paying out early.

 

CertegyApprovedFAQ

Who is Certegy Ezi-Pay?

  • Certegy Ezi-Pay is a leading provider of retail No Interest Ever! and lay-by products through a diverse network of merchants.

What is Certegy Ezi-Pay Express?

  • A continuing credit payment plan that lets you purchase goods or services today, by paying an initial deposit, with the remaining balance being conveniently direct debited fortnightly. There is a simple application, no invasive questions and fast approval times. Best of all there is No InterestEver!

What are the set up fees and charges for an Certegy Ezi-Pay Express plan?

  • When you make your initial purchase, Certegy Ezi-Pay will open an Account for you. With this initial purchase, you will pay an establishment fee between $35 and $90 to set up your Account, which is payable over the term of the purchase. The Account will provide you access to online information about your purchase(s), credit schedule(s), access to our 1800 customer call in facility and other benefits. There is a monthly account keeping fee of $ 3.50 which will be direct debited whilst your Account remains active.

Are there any other charges?

  • There is a $2.95 payment processing fee to process each repayment. Please remember that your payment plan has No Interest Ever! Please refer to the “Terms and Conditions” in store for further details.

Are there ongoing monthly fees payable?

  • Yes. Please read your Certegy Ezi-Pay continuing credit agreement carefully which outlines all fees and charges payable along with frequency, throughout your purchase term. There is a monthly account keeping fee of $ 3.50 which will be direct debited while your Account remains active.

What do I need to apply for a payment plan?

  • Different lending criteria applies based on the asset category you wish to purchase. Please see in store for details.

Can I make multiple purchases?

  • Yes, additional transactions are possible as your available credit increases inline with the repayment calculation detailed within the “Terms and Conditions”. Your online Account enables you to keep track of your available credit as you make repayments. An additional purchase fee of $22.00 is payable over the purchase repayment period for additional purchases.

Can I pay my continuing credit account out early?

  • Yes. You can payout the outstanding balance of the continuing credit account inclusive of any fees and charges on any day you wish. Your available credit will remain active for a period of up to 12 months. Ongoing Account keeping fees will apply while your continuing credit account is active. You can re-draw from the available credit for additional purchases at any time while your continuing credit account remains active.

How can I find out the payout figure?

  • You can write to Certegy Ezi-Pay at any time via the contact us enquiry page and request for a statement of the payout figure as at any date you specify. Certegy Ezi-Pay will provide you this figure within 2 business days.

What do I do if I cannot make a repayment?

  • Contact Certegy Ezi-Pay immediately to discuss the matter via the contact us enquiry page.

Can Certegy Ezi-Pay take action against me?

  • Yes, if you are in default under your purchase agreement, Certegy Ezi-Pay may take action against you to recover any amounts outstanding. Additional fees and charges may be payable in the event action is required.

Can I close my Account and are there any charges?

  • Once your purchase(s) have been paid in full and your Account balance is zero, you can cancel via written notice to Certegy Ezi-Pay or via your online Account. There are NO additional fees for closing your Account or paying out early.

If I pay a deposit, am I guaranteed an approval?

  • Paying a deposit directly to the merchant won’t always guarantee a Certegy Ezi-Pay payment plan being approved however Certegy and your chosen merchant will work together to process your application fairly and approve where ever possible. Your Certegy Ezi-Pay payment plan will be confirmed to you via writing once the required signed paperwork is received, verified and accepted by Certegy Ezi-Pay.

 

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